When it comes to roofing, it is essential to hire a quality contractor. Poor-quality contractors don’t usually stay in business for long. Long-term roofers, on the other hand, have built up a solid customer base and will probably maintain their reputation. Before you hire a roofing contractor, ask them to provide references and a list of their license requirements.

1. Workman’s Compensation insurance

One of the most important things to ask before hiring a roofer is whether they carry Workman’s Compensation insurance. This insurance protects the roofer’s employees and protects the homeowner in case of an accident. If an accident occurs and an employee becomes injured, the insurance will replace the worker’s wages. The insurer may also offer back to work programs, including resources and tools to help the injured roofer recover from his or her injuries. Additionally, the insurance coverage may even provide long-term benefits if the injured roofer cannot work for a long time.

Workman’s compensation insurance is mandatory in most states. However, some contractors don’t carry it. In Florida, a worker’s compensation policy costs about $8,528 annually. Despite the cost of this insurance, contractors should make sure their workers are properly covered.

2. General liability insurance

Before hiring a roofer, it is important to ask for a copy of their general liability insurance policy. The insurance policy should cover property damage and injuries resulting from the roofing contractor’s work. It also should be current. Additionally, ask whether the roofing contractor completes all work on his own, or hires subcontractors. If so, make sure that the subcontractors are fully insured and have a lien waiver. This will give you insight into the contractor’s integrity.

Another important question to ask before hiring a roofer is whether they have workman’s compensation insurance. This type of insurance protects the homeowner in case of an accident and covers medical bills. Make sure to ask for a copy of the certificate so you can verify its validity.

Another important question to ask before hiring a roofer is whether they are insured for both workman’s compensation and general liability insurance. The latter will protect the homeowner in case the roofer is sued by a third party. This insurance also covers the property of the roofer’s employees.

3. References

References are important to find out if a roofer is reliable. Ask them to give you a list of people who have hired them in the past. This will help you to determine their customer service and work ethics. If they are courteous and responsive, this is a good sign. If they are rude and unhelpful, this should be an issue for you to investigate further.

When it comes to asking for references, it is best to start with the contractor’s preferred clients. If there are too many clients who have hired the same contractor in the past, then that’s a red flag that indicates poor workmanship or a tendency to overcharge for services. Also, don’t be afraid to ask about how the contractor handles finances. You want to make sure that you won’t get stuck paying for subcontractors and suppliers.

Ask if the company pays its bills on time. If the contractor has been paying their bills on time, it means they’re reputable and have a good reputation among their clients. Don’t hire a roofer who doesn’t pay his bills on time.

4. License requirements

Before hiring a roofer, be sure to check the company’s license and insurance requirements. You should also ask for references. A roofing contractor should have a valid license and business card. You should also check the contractor’s contract to make sure the job is done as promised. A good roofing company should be able to give you an accurate estimate after discussing the problem.

License requirements for roofers vary by state. Some states require roofers to have continuous education. This will ensure that they are up-to-date on the latest roofing techniques. In addition, a licensed roofer has insurance and is bonded to work in your area. Also, a licensed roofer will follow all state and local laws, including building codes.

If you are in North Carolina, you can check the state license requirements. Roofing contractors in the state are required to have a license from the Department of Commerce. This license is required for jobs worth more than $25,000 in value. You can also check with the state’s Department of Labor and Workforce Development if the roofing contractor has the appropriate certification.

Talk to A Residential Roofing Expert Today

Whether you need a couple of tiles replaced, or a complete roof inspection due to a leak, Charlie’s Roofing can help. We are the most dedicated team that will satisfy all your roofing needs. Request a free quote today. We cover New York better than anybody else – and all our work is guaranteed!